The NACA Purchase Program offers significant benefits designed to overcome common barriers to homeownership: No Down Payment or Closing Costs: There is no requirement for a down payment, closing costs, or fees. No Private Mortgage Insurance (PMI): The program eliminates the need for PMI, which saves the homeowner money monthly. Below-Market Fixed Interest Rate: NACA offers a competitive, fixed interest rate that is often below market rates. No Consideration of Credit Score: Qualification is char