I am using the printable PDF of the Debt-Free version of the Budget By Paycheck® Workbook. I love being able to customize the worksheets & trackers in the front of my workbook by only printing out the tools that help me the most. The trackers I use can be found in my Free Resource Library or inside the BBP Workbook. Clarity, awareness, and motivation are all benefits you should get from the trackers you decide to use. They are not just pretty pieces of paper you keep with your finances. They ser