A network of plan administrators helps small 401(k) accounts rolled into IRAs find their way to a worker's next workplace plan — unless it's Roth money.

Here's why large Roth conversions at age 63 can be dangerous. Age 65 is when Medicare eligibility generally begins. If you do ...

Roth IRA conversions might seem complicated at first, but they're a great way for retirees to reduce their tax burden. Learn ...

Without planning, retirement can become more taxable than expected. The right contribution mix can help smooth lifetime taxes—not just this year’s bill.

Want to avoid a huge tax burden in retirement? This expert reveals what pre-retirees can do to minimize taxes in their golden years.

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401 (k) plans, ...

Women don’t need a perfect retirement plan. Learn how IRAs, 401(k)s, and Roth accounts work, how they differ, and how using ...

Taxes are a valid concern if you want to roll over $720,000 from your retirement fund into a Roth IRA. While you won’t pay any taxes if the assets you’re rolling over are held in another Roth account, ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Don't assume a Roth account is right for you. Don't assume you can raid your Roth IRA or 401(k) at any time. Don't assume that you should keep your entire retirement nest egg in a Roth. The $23,760 ...

It's no secret that you need a lot of money to retire comfortably. For many, retirement expenses can exceed $1 million. With ...