Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Renters insurance is a necessity, but simply paying the premium doesn't guarantee full protection. The uncomfortable truth is that most policies have hidden coverage gaps, financial sinkholes that ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Many landlords require their tenants to have a renters insurance policy, but some don’t. Even if your lease doesn’t mandate this type of insurance, it may still be a good idea. Renters insurance ...