There were many causes of the housing crisis, but near the top of the list (if not at the top) was the rise of subprime lending and its subsequent impact on the secondary mortgage market. At the ...

HomeXpress launched on ARIVE, giving approved brokers in-platform access to non-QM and investor loan pricing and products.

Today’s non-qualified mortgage (Non-QM) landscape is growing, as more borrowers with limited documentation and high debt-to-income ratios seek home ownership. Many of these borrowers offer a high ...

How originators can capture growth beyond the agencies. At a time when agency pipelines remain stagnant, Non-QM lending is quietly powering ahead. At Originator Connect in Las Vegas (Aug. 14-16) top ...

A non-qualifying, or non-QM, loan doesn't meet the Consumer Financial Protection Bureau's requirements for qualified mortgages. Those with unusual financial situations or rocky credit histories can ...

In a significant final rulemaking with potentially far-reaching consequences for the residential mortgage markets, the Consumer Financial Protection Bureau (“CFPB”) is terminating the “QM Patch” and ...

For creditworthy borrowers who don’t meet traditional lending requirements, a non-QM loan can provide a (more expensive) path to homeownership. Some or all of the mortgage lenders featured on our site ...

Firms that implemented a new quality management (QM) system early have had time to test the new approach, detect gaps, and improve what’s not working as well as they expected. Anders started to design ...