Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.32%. The Federal Reserve also tracks U.S. consumers' average credit card interest ...

Low interest credit cards reduce the amount of interest you pay if you carry a balance. Even better than a low interest rate ...

If you have the credit to qualify and you can pay off the balance, an intro APR can save you hundreds of dollars or more.

The Citi Diamond Preferred Card has one of the longest 0% intro APR windows available -- making it a strong option for paying down credit card debt faster.

As of November 2, 2025, 0% intro APR credit cards offer a unique opportunity to manage expenses without the immediate burden of interest, especially during high-spending periods like the holidays.

Balance transfer fees are usually a fraction of what you'd pay in interest. Here's how to do the math and decide if a transfer makes sense for you.