The life insurance contestability period is a short window in which insurance companies can investigate and deny claims. The period is two years in most states and one year in others, and it begins as ...

Life insurance comes with a fine-print catch: the contestability period. For the first couple of years, your insurer can play detective — and deny a death benefit payout if something doesn’t add up.

Daniel Liberto is a journalist with over 10 years of experience working with publications such as the Financial Times, The Independent, and Investors Chronicle. Jared Ecker is a researcher and ...